"insights" Newsletter - Spring 2013 Spring 2013 Andrew W. Herf Shumaker is pleased to present the Spring 2013 issue of insights.In it we discuss:Taxpayer Relief Act of 2012Tax Planning for the "New Normal"HIPAA: Not Just for Health Care Providers AnymoreAmericans with Disabilities Act (ADA) Requirements for Swimming PoolsImpact of Dodd-Frank Swap Regulations on Guaranties and Loan DocumentationFDIC Insurance: Are Your Accounts Fully Covered?Developing Federal Common Law of Successor LiabilityEmployment Law UpdateDon't Become a Client's Surrogate in Communicating with the GovernmentE-Discovery Amendments to Florida Civil Rules Now in EffectFormation of Shumaker Advisors and the Addition of Andrew W. Herf insights Spring 2013.pdf