Financial Institutions & Insurance

Authoritative guidance helps your financial business grow and thrive

Shumaker’s wide-ranging experience representing financial institution and insurance clients runs the gamut from mergers and acquisitions (M&A), dealing with regulators, and negotiating and documenting loan transactions to raising capital, organizing holding companies and affiliates, and representing clients in loan enforcement proceedings in state and federal courts.

We draw on the experience of firm colleagues to assist clients with tax, employee benefit, employment law, loan origination and securitization, loan workouts and collections, asset dispositions, and real estate matters.

Our Services

• Advise banks and holding companies on structuring M&A and branch asset and affiliate purchases and sales
• Represent banks in interactions with regulatory agencies
• Represent banks in loan enforcement, workouts, and asset disposition
• Defend lender liability claims
• Represent banks in regulatory enforcement actions arising from bank examinations
• Advise clients on private placements and public offerings of debt and equity securities
• Counsel on forming banks, holding companies, non-depository trust companies, financial and operating subsidiaries, and related entities
• Serve as transactional counsel in commercial lending activities
• Assist boards of directors in responding to litigation related to bank operations
• Assist public reporting community financial institutions with reporting obligations under the Securities Exchange Act of 1934
• Advise boards of directors and management of community banks on implications of legislation and regulation
• Advise on trust services
• Represent client interests with banking regulators
• Address deficiencies in the CAMELS components (capital adequacy, asset quality, management, earnings, liquidity, and sensitivity to risks)